College Finances

How I Studied for the Psychology CLEP Exam

August 30, 2016
Bare Feet On Books

I took the Psychology CLEP exam two weeks ago and passed with a 72 out of 80. Passing score was 50 and I got three college credits. I spent one week preparing for this exam because I was about to go on vacation and didn’t want to take it in another city. I thought it was best to always use the test center that I’m most familiar with to reduce my exam anxiety. Don’t do what I did—I highly suggest you spend more than two weeks studying for this exam. This exam was much harder than I thought. Other people who took the exam said the same on online forums. I was surprised I got a 72 because it was one of the most difficult exams I’ve taken so far. It probably had a high grading curve.

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College Finances

My Review of TESU’s Lifelong Learning Strategies Course

August 4, 2016
Woman Using Windows Laptop

TES-100 Lifelong Learning Strategies is the cornerstone for Thomas Edison State University. The course is mandatory for all students and is worth 1 elective credit. I completed this course in only two days time. It was basically like an orientation or an overview on how to navigate through the school’s website to find what you need. I learned more about the school in general. Something I learned was that the majority of the students are parents who work while pursuing their education. I like that the school is supportive and makes it easy for people who have other commitments. I also learned about school policies I otherwise would not have known and about the different ways to earn college credit online.

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College Finances

How I Studied for the Personal Finance DSST Exam

July 9, 2016
Woman Studying In Bedroom

I took the Personal Finance DSST exam today and passed with a 441 out of 500. Passing score is 400, so I got three college credits.

Below are the exam details as found on the DSST fact sheet.

This exam was developed to enable schools to award credit to students for knowledge equivalent to that
learned by students taking the course. This exam tests the ability to understand credit and debt; major
purchases; taxes; insurance; investments; and retirement and estate planning.

The exam contains 100 questions to be answered in 2 hours.

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Buyer Beware

So-called “Financial Planning”

June 26, 2016
Budget Forms With Cup Of Paperclips

A few days ago, I met up with a colleague and we were chatting. During our conversation, he asked me what I wanted to be a few years from now. As a society, we place too much attachment to our career as our identities. For example, someone asks, “Who are you?” A typical response will be something along the lines of “I am a teacher,” or “I am an accountant.” I feel like this definition for one’s identity is too external and dependent on outer circumstances. What happens when you decide to change your career? Do you lose an aspect of your identity?

When my colleague asked me the question, I felt uncomfortable answering it, so I replied that I didn’t really know what I want to be, but what I do know is that one of the things I want to do is help people get out of debt and spend money in a way that adds satisfaction and fulfillment to their lives. I help people live satisfying lives in ways not directly related to money, like teaching time management, public speaking, writing, voice strengthening, relationship-building, supporting new project ideas.

So who am I really and what do I want to do? Who knows? I don’t really know. I’m keeping it general since it changes with time. I don’t want to pigeonhole myself into anything.

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