Budgeting & Saving Money

My Obsession With Saving Money

January 31, 2018
Piggy Bank

Orgasmic. That’s the greatest word to describe my non-sexual, unhealthy obsession with saving money. For years, I saved 50 cents out of every dollar I earned. Now that I’m married and need my husband’s approval on finances, I’ve compromised down to 25 cents.

I am the type of person who picks up every penny I find on the ground. I cut my own hair for free. I use canvas bags at the grocery store to save 5 cents. When my phone company surprised me by lowering my bill to $19.00, I screamed like a little girl at the top of my lungs.

My best money saving idea was in 2013. I worked at a massage parlor making $3.00/hour. The MTA (which stands for Might Take Awhile) increased the monthly MetroCard fare again. I couldn’t afford to ride the subway to work, so I bought a foldable adult kick scooter. Every day, I kicked myself to work and back. I hit the jackpot with this one. Not only did I save money, I never dealt with morning train delays again.

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Budgeting & Saving Money

Lubbock or Leave It? Getting out of Town Without Breaking the Bank.

January 15, 2018
Converse Shoes Sticking Out Of Car Window

In 2014, Movoto ranked Lubbock as the absolute most boring city in America. Although Lubbock is a small city, it doesn’t have the hustle and bustle energy. There’s not much to do besides eating, drinking, and going to church. Everything closes at 9:00 p.m. and during the summer and winter when college students are away, it’s a ghost town.

Things are getting better. Last month, an ice skating rink opened. Later this year, Adventure Park and Lubbock Aquarium are opening. But what is there to do right now? Locals say there’s a lot to do in Lubbock and then proceed to tell me about the Palo Duro Canyon that’s two hours away. When it’s that far, it’s not even Lubbock anymore.

I’ve lived here for 8 months and decided to explore surrounding areas in Texas and New Mexico. Working 7 days a week caused me to lose my creativity, inspiration, and connection to God. I needed stimulation.

The problem was Handrio and I are saving $3,000.00 to move to Boston. The last time we went on a road trip to Dallas, we got over excited, overspent and got an overdraft. A fun trip turned out anxiety provoking since we couldn’t afford it. I felt scared that would happen again.

It didn’t happen this time though because I planned every possible expense. The destination was White Sands National Monument and Roswell, NM. I budgeted for 3 people at $95.00 per person and I was off by only a few cents. How did we do it?

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College Finances

My Thoughts on Testing Out of College

September 29, 2016
Top View of Graduation Mortarboard and Diploma

It’s been four months since I started my 18 Month College Challenge and I decided to give an update of my experience so far. So far I accumulated 55 credits in my first year of college. That means I have 65 left to complete. This current semester (Fall 2016) I’m taking 19 credits at Kingsborough Community College. I hope to complete 6 credits through testing out for Thomas Edison State University by the time this semester is over.

Some people made comments about my choice of education, saying that I’m going a bit too fast and that I should spend my time socializing in college, not just studying. While they make a good point about the importance of networking and college does provide a structure already set up that enables easy social interaction, they don’t seem to understand that I can network anywhere. I have no trouble making friends and people find me very approachable and open. Regardless of where I am, I can make a connection with someone else. It is more about having confidence in your social skills than the actual place you are in.

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